Lowest interest mortgages and loans online
Free Quotes
Interest rates from 1.9% PA.
- Interest only or repayment.
- Up to 40 years to pay.
- Fixed rate from 1 – 25 years.
- Up to 5.5 times income.
- Self Cert after just 1 day – no accounts.
A few more reasons to use 12and3
- 12and3 will always find the lowest cost mortgages and loans because we have no links or company ties to any individual or groups of lenders, unlike the banks and building societies.
- 12and3 will not sell you anything, we have no other financial considerations other than to find you the lowest cost mortgage or loan to suit your needs.
- 12and3 will only recommend mortgage companies and lenders who do not charge upfront broker fees making our mortgages and loans available.
You will speak to a specialist
All product information, support and advice will be provided by specialist financial advisers from companies considered to be providing the lowest cost mortgages, commercial mortgages and loans on any given day. 12and3 have specialist consultants to help with self certified mortgages for self employed and company directors. We have teams who specialise in consolidating your debt into a remortgage (mortgage refinancing), we have specialists who can help if you have suffered from arrears and CCJ's and you are finding it hard to get a poor credit mortgage or remortgage, sometimes referred to as bad credit mortgages, even imminent repossession can usually be stopped. We also have specialist investment consultants who can provide every Buy to Let or Landlord mortgage available. In other words, if it is available, whether it is a fixed rate mortgage, tracker, flexible mortgage or offset mortgage, we can get it.
12and3 are regulated by the 'Office of Fair Trading'
*Rates taken from TRIGold
- We find you the lowest interest rates >>
- We get the lenders decision in principle >>
- You get an offer >>
21/1/2008 15% Gifted Deposit Mortgage Returns
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31/8/2007 All 15% Gifted Deposit Schemes Withdrawn
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17/8/2007 Buy to Let Just released, take it while you can. Read Now>>
At 12and3 we believe we provide the most comprehensive service to investors. As investors ourselves we appreciate the tight deadlines and complexity of some deals. We are constantly searching for new and innovative mortgage products, some of which are identified below -
WE DO NOT CHARGE FINDERS FEES
All investment properties are checked to ensure they are not over priced. We will also check that rental assessments are realistic and that finance can be raised. Most of our investment properties will require minimal investors capital, we try to make them 100% self funding and we can sometimes achieve the release of some equity on completion.
We source investment properties both in the UK and abroad and the same principles applies to both.
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Consumer Credit Licence No: 562186
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