Buy to Let Mortgage Application Form
Fill in the form below, Answering as many questions as you can. Dont worry
if you can't answer fully (only the fields in bold are
required). Then press submit.
A member of our staff will contact you within 3 hours to discuss your needs and provide details of the
best possible buy to let Mortgage deals currently available to you.
- Can I get a BTL fixed rate?
Yes, you can access the whole range of mortgage products including fixed rate.
- What is the maximum BTL mortgage?
90% loan to value is the maximum mortgage.
- Can I use a 5% builders gifted deposit?
Yes, but not with all lenders.
- Can I use a 15% builders gifted deposit?
Yes, and you will not be required to use any of your savings towards the deposit.
- Can I use a BTL mortgage to buy at an auction?
In principle yes, but not likely due to the time constraint, go to our investor web site for more details, click here
- Can I purchase an HMO with a BTL mortgage?
Yes, but there are limited lenders.
- Can I purchase a house converted into flats on a BTL mortgage?
Smaller properties with up to 4 flats are possible, more then 4 units require a more complex method of purchase. However, they would all complete on BTL mortgages.
- Can I release equity when I remortgage?
Yes, you can remortgage up to 85% LTV on a BTL property.
- Can I remortgage onto a BTL off a Bridging loan?
Yes, but only a few lenders will allow it within 1 month of purchase.
- Can I remortgage my current home onto a BTL remortgage?
Yes, so long as you are going to rent the property.
- Do all rental calculations work on 125% of the mortgage you pay?
No. They vary from 100% to 130%. Some work on the mortgage you pay, others do not.
- Do any BTL mortgages ignore the rental?
Yes, some you can top up the rental from your own income, some completely ignore the rental.
Your home may be repossessed if you do not keep up
repayments on
your mortgage.
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