First time buyer mortgage
Lowest interest rates
100% Mortgages available to 1st time buyers
Buying your first home is a major undertaking. So how do you know which deal will be best for you? There are so many factors to take into consideration... WELL NOT ANYMORE! Let 12and3 take care of it for you, we search over 8000 mortages to find first time buyers the best mortgage deals on the market today.
3 Steps to a successful purchase
- Submit for your offer in principle
- Get your offer in principle approved - now you know how much
you have to spend! - Find your property
You are now in a position to proceed
Immediately and because you are a 1st time buyer, you have no house to
Sell. You are in an enviable position, loved by sellers and estate agents
and you may be able to use this to negotiate an even more attractive deal.
| Todays best deals | |||||
Type |
Rate | Period | LTV | Notes | APR |
| Fixed | 4.79% | 2Yr | 95% | No extended tie-in | 5.6% |
| Fixed | 4.75% | 3Yr | 95% | No extended tie-in | 5.9% |
| *Taken from TRIGold | |||||
The overall cost for comparison is the APR. The actual rate will depend upon your circumstances. Ask for personalised illustrations.
