Mortgage application form
Privacy Statement
We treat all the information provided by you with the utmost care and security. Any details you give will remain confidential and will only be disclosed at or with your consent, where we are legally obliged to do so or where we have a duty to the public to disclose that information.
The information collected by us will be used only for the purposes stated by us. Where we use your personal details to communicate to you information about products and services we will give you the opportunity to tell us that you do not wish for it to be used in such a manner.
Please do not provide your details to us if you do not consent
to the above.
Please select the type of mortgage you want to apply for and click Next>
Your application will be processed by a qualified mortgage adviser who will personally guide you through the process. We treat everyone of our clients as an individual
10 Most Asked Questions
- Can I get an online quote?
Online quotes capture your imagination and can be very mis-leading. They encourage you to make further enquiries based on published interest rates which can be found to have unattractive small print or simply not available to most applicants.
- What if I have just changed jobs?
Lenders like stability, but there are lenders who will accept recently changed circumstances.
- What if I have a probationary period?
Most jobs have a 3 month probationary period. Again, we have lenders who will accept applications when you have recently started a new job.
- My basic wage is low, but my 'OTE' is high?
In most cases were a significant part of your income is from commission or bonuses, it is very likely that you will self certify your income.
- How long does a mortgage take to complete?
Usually 4 - 6 weeks.
- How long is a mortgage valid after being offered?
Most are valid for 3 months, some 6 months.
- How long does a fixed rate last?
You choose. You can fix a rate for 1 - 25 years. The most popular fixed rates are for 2 - 5 years.
- What is a tie-in?
During the tie-in period, if you were to sell your property or change your mortgage provider, you would pay a penalty to the lender.
- How long does a tie-in last?
Most mortgages have a tie-in for the period of your initial special rate, ie, 2 year fixed rate.
- What is an extended tie-in?
This is when the tie-in continues beyond the initial special rate, ie, 2 year fixed rate plus a further 2 year tie-in.
Your home may be repossessed if you do not keep up
repayments on
your mortgage.
Consumer Credit Licence No: 562186
Data Protection No: PZ29286553
