Mortgage application
Fill in the form below, Answering as many questions as you can. Dont worry
if you can't answer fully (only the fields in bold are required).
Then press submit.
A member of our staff will research all available repayment mortgage deals
and contact you very quickly to discuss your needs and provide details of the
best possible repayment Mortgage deals currently available to you.
Your application will be processed by a qualified mortgage adviser who will personally guide you through the process. We treat everyone of our clients as an individual
10 Most Asked Questions
- Can I get an online quote?
Online quotes capture your imagination and can be very mis-leading. They encourage you to make further enquiries based on published interest rates which can be found to have unattractive small print or simply not available to most applicants.
- What if I have just changed jobs?
Lenders like stability, but there are lenders who will accept recently changed circumstances.
- What if I have a probationary period?
Most jobs have a 3 month probationary period. Again, we have lenders who will accept applications when you have recently started a new job.
- My basic wage is low, but my 'OTE' is high?
In most cases were a significant part of your income is from commission or bonuses, it is very likely that you will self certify your income.
- How long does a mortgage take to complete?
Usually 4 - 6 weeks.
- How long is a mortgage valid after being offered?
Most are valid for 3 months, some 6 months.
- How long does a fixed rate last?
You choose. You can fix a rate for 1 - 25 years. The most popular fixed rates are for 2 - 5 years.
- What is a tie-in?
During the tie-in period, if you were to sell your property or change your mortgage provider, you would pay a penalty to the lender.
- How long does a tie-in last?
Most mortgages have a tie-in for the period of your initial special rate, ie, 2 year fixed rate.
- What is an extended tie-in?
This is when the tie-in continues beyond the initial special rate, ie, 2 year fixed rate plus a further 2 year tie-in.
Your home may be repossessed if you do not keep up
repayments on
your mortgage.
Consumer Credit Licence No: 562186
Data Protection No: PZ29286553
