Debt consolidation remortgages
CCJ'S, arrears, ex bankruptcy - NO PROBLEM!
If you are having difficulties securing a mortgage or remortgage due to recent credit problems look no further. We have access to lenders who can accommodate almost any set of circumstances.
- Lowest cost debt consolidation mortgage deals
- Sympathetic and supportive help from highly experienced consultants
- Repossession can usually be stopped
Consolidate Debt
Remortgage is both a popular and effective way to consolidate your debts. Personal loans, car loans, secured loans and of course credit cards, can all be removed by adding them to your remortgage.
Bad debt remortgage
If you have a poor credit rating caused by CCJ's, arrears, defaults or an IVA, or if your situation has become even more critical with imminent repossession or repossession proceedings issued against you, contact us now, not later, not tomorrow, do it now!
There are various loose terminologies used to describe these mortgages such as poor credit remortgages, bad debt remortgages, bad credit remortgages. Lenders who provide poor credit mortgages will accept your difficulties and our aim over the next 2–3 years is to rebuild your poor credit file which is known as credit repair. After this you will be able to return to a mainstream mortgage lender.
- Rent or mortgage arrears - no problem
- Defaults on payments - no problem
- CCJ's - no problem
| Some of todays best deals |
Type |
Rate |
Term |
LTV |
Notes |
Per £100,000 |
APR |
| Fixed |
3.99% |
01.03.09 |
85% |
Light Adverse |
332.50 |
7.19% |
| Fixed |
6.55% |
01.07.09 |
90% |
Medium Adverse |
545.83 |
8.23% |
| Fixed |
6.89% |
01.07.09 |
85% |
Medium Adverse |
574.17 |
9.54% |
| *This is the cost per month, interest only, per £100,000 borrrowed. This is just a small selection od many lenders. Sourced using Tri Gold |
Raise capital for any purpose
You can release equity from your property for any purpose. Some of the most popular reasons are –
- For home improvements
- As a deposit for an investment property
- As a deposit for a property abroad
- School fees
Free advice and remortgage quote
We provide free advice and remortgage quote. Our aim for every client is to find the lowest cost remortgages that suits your needs. The service is free of charge and you will not be under any obligation to move ahead with any transaction.
Disclaimer
Your home may be repossessed if you do not keep up repayments on a
mortgage or any other debt secured on it. Please make sure you can afford
the repayments before entering into an agreement.
After submitting the enquiry form, a specialist financial adviser or consultant will contact you, usually within 3 hours, to discuss your requirements in more detail.
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28/2/2007 Debt Problems – Remortgage Now Read Now>>
John and Susan M, Plymouth
Both in steady jobs but Susan took maternityleave for 6 months which caused several late payments, 3 defaults and a £517 CCJ (unsatisfied)
Outstanding Debts
| Barclays Overdraft |
£3500 |
paying £40 monthly 11.3% |
| Egg Card Credit |
£1000 |
paying £20 monthly 15.9% |
| Capital One Credit Card |
£9700 |
paying £300 monthly 6.5% |
| Lloyds TSB Loan |
£17,200 |
paying £292 monthly 9.8% |
| Cahoot Felixible Loan |
£10,400 |
paying £300 monthly 8.9% |
| Natwest Mortgage |
£72,000 |
paying £552 monthly 6.7% |
| Total |
£113,800 |
£1504 |
Their joint income is £32,000, which provides then with £2000 after tax.
Solution
The house is valued at £130,000. We added all debts onto a new mortgage at an interest rate of 5.29% which is reduced their monthly outgoings from £1504 down to £689 a month. This is a repayment mortgage which means the whole loan would be paid in full by the end of the mortgage
This is a typical case, we could quote endless numbers just like this one, for which we can find a managable solution. Our quotation service is free. Apply Online noew or call us on our free phone number 08000 83 63 43
Your home may be repossessed if you do not keep up
repayments on
your mortgage.
Consumer Credit Licence No: 562186
Data Protection No: PZ9286553